At Imperial PFS®, we have more than 40 years’ experience in the premium finance business. Our short-term loans allow businesses and individuals to obtain property and casualty insurance coverage. IPFS® believes that premium financing is a solution for both agents and account holders. Agents enjoy immediate commission collection, superior account receivable ratios, reduced billing expenses, and enhanced service to your clients. Business owners benefit from the flexibility to use working capital more effectively.

Imperial PFS is rooted in two main concepts, the first of which is superior technology. We know Customer needs constantly evolve, which is why Imperial PFS invests heavily in our technology offerings. We were the first premium finance company to launch a mobile app: IPFS Connect®. Recently, we added an Agency Dashboard to, which gives agents insight into how their clients utilize our technology. And because coverage is best uninterrupted, we provide numerous cancellation avoidance tools such as text alerts for pending cancellations and the ability for agents to place accounts on hold up to nine days.

Technology and service go hand in hand, which is why our second pillar is legendary Customer experience. As a privately held company, Imperial PFS has the strength and flexibility to provide faster, customized solutions. We are the only premium finance company with physical locations throughout the United States and Puerto Rico, so we understand the regional markets and the challenges they face. Imperial PFS is proud to combine the strength of a national company with the service of local relationships.

Specific features include:

  • Down payments by credit card or ACH*
  • Online quoting (new, renewal, AP)
  • Continuing Education classes at no charge
  • Software integration with agency management systems
  • eForms sent to both agents and account holders
  • Online payments for both down payment and monthly installments
  • Agency profit-sharing arrangements
  • Financing for difficult items, such as audits

Imperial PFS looks forward to providing a seamless premium finance experience for BriteBee agents! To learn more, please visit us at or contact your local IPFS representative:

Fred Barker | Sales Executive | 405.202.8102

*Fees may apply where permitted by applicable law. Our credit card down payment processing partner, Worldpay, charges $12.50 up to a payment of $400 OR 2.99% of payments over $400.